Sell first or buy first? Find your order in two minutes.

Seven questions about your money, your timing and your current home. No names, no email, until you decide you want the plan sent to you.

This is a starting point, not advice. Your lender and a licensed agent should look at the real numbers before you act on any of it.

1. Do you need the money from your current home to buy the next one? Yes, most or all of the down payment comes from the sale Some of it. I could buy with less down and refill later No, the next purchase works without the sale proceeds

2. If your current home took six months to sell, could you carry two housing payments that long? Yes, without changing how we live Tight, but possible for a few months No

3. Where could you live for one to three months between homes? A short rental, or staying with people I know, is fine Only if it is a few weeks, not months I need to go straight from one house to the other

4. Where does your current home stand? Under contract Listed, not yet under contract Not listed, but it could be ready within a month Not listed, and it needs work or clearing out first

5. How soon do you need to be in the next home? Flexible. Six months or more is fine Two to five months Under 60 days

6. What are you shopping for? A specific home, or the kind that goes under contract in the first week I am open to homes that have been on the market a month or more Not sure yet

7. Have you talked with a lender about a bridge loan or a home equity line? Yes, and the numbers work Not yet Yes, and it was a no, or the cost was too high

Please answer all seven questions.

Your order

Why this fits what you told us

Your first three moves

Watch out for

This planner sorts situations, it does not know your numbers. Before you act on it, have your lender confirm what you can carry and have a licensed agent look at your current home and the homes you are considering. The Valley Homes Team is licensed in Virginia with Funkhouser Real Estate Group.

Want this plan in your inbox, with your answers attached?

We send the plan as written above and one of us follows up with the two or three questions a planner cannot ask.

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No newsletter signup. One email with the plan, then a person, not a sequence.

Sent. Check your inbox, and expect a note from one of us within a business day.

Prefer to read first? All four orders, with costs and risks.